I feel sad about my relationship with my husband now. We all know about Mr Wonderful, how wonderful and kind and patient and perfect and without-a-flaw he is! “I must thank my lucky stars that he married me!” is what I have been told for most parts of our marriage. But today, he knows the truth. It takes 2 hands to clap. A husband and a wife are a team, whether we admit it or not! I wish that in his eyes, I was still the sweet and understanding and supportive wife that he had grown accustomed to, but I can feel it, and I can see from his expressions that he thinks I’m crafty, cunning and a woman who will stop at nothing to reach my ‘goals’. You’d think that he would be so disgusted and that he would leave me because I’m two-faced. But, that’s what I’m so sad about! He agrees and he supports me! He knows that without my ‘plotting’ and my ‘planning’ and my support, he would never have gotten to where he is today in his career. If I had sabotaged him every step of the way, he would never have succeeded! Oh that, he might have succeeded, but who knows. The point is, he is a very successful man today, and I am the woman behind him! I just wish that I could have made him see all this, whilst I still remained as the very sweet Ms Strawberry-Cupcakes! 🍓
我先生和我目前的感情让我感到很难过。 我们都知道我那位‘完美先生’， 他是多么美好、 善良、 有耐心，一级棒，总之他就是没有任何缺点！ “你真的很幸运，你一定要好好地感谢你的幸运星，应为他愿意娶你！”。 这就我在婚姻里大部分所听到的。 可是，我先生现在领悟真相。 拍手需要两只手， 丈夫和妻子是同样的团队！ 我好希望时间可以倒流， 我好希望在他的眼里，我仍然是他已经习以为常的又甜蜜又理解、 又支持他的好妻子。 但， 我能感受到，我也可以从他的表情看出他认为我是一个狡猾的女人， 一个为了达到‘目标’什么都愿意做的女人！每个人的第一反应是认为我先生会反感，他会离开我， 但是，相反的， 他支持我！应为他知道如果没有我的‘策划’和我的‘计划’， 他无法在他的职业生涯中爬到顶端。 如果一个男人的妻子每一步都搞破坏，他就永远不会成功！哦，他可能会成功，但谁知道呢？！ 关键是：我先生今天是一个非常成功的男人，他的背后是我， 是我这位‘练风水’， ‘让好风水实现’的女人！ 我只是很难过， 应为我被迫把我这丑陋的一面给他看，我何尝不想做‘小甜甜’呀！ 🍓
So we are in a good place. The HDB mansionette that we, including his parents, are living in, is fully paid up. Whew, at least we own this flat that we live in! Nah, don’t come and tell me about this flat really belonging to the HDB. I don’t want to hear that. It belongs to us because we have already paid for it, so just let us live in it happily, and without a worry. Honestly, I have never heard of anyone who got thrown out onto the streets by the HDB. So the flat that we buy belongs to us, okay! Think like me! Quit worrying about it.
And the condo that we bought for rental income, hooray! we are getting the keys to it in a couple of weeks’ time. The last time I checked, we can ask $2,800 per month rent for it. I think the current mortgage is $3,500 per month, so $3,700 (mark up) – $2,500 (mark down) = $1,200 that we need to set aside to service the condo. On paper, the condo if we sell it now, is already making a profit. Ok, that’s good.
Our trusty KIA, we will be renewing the COE for another 5 years. So it’s good. We have a means of transport for the next 5 years. Damn, I wish that we could buy that Toyota Previa now. But it looks like the whole family will be squeezing in the sedan for a little longer.
I am renting 3 office spaces now, it’s crazy! I need to sort it out. But at least I have an office (several offices LOL!) to do my stuff, whenever I want to.
So why am I not jumping with joy? The truth is that it worries me. It worries me that these are expenses that I never thought about servicing. Whether it was when I was a teenager, or when I was a young adult still working, or when I was a stay-at-home housewife, never in my dreams did I think that we would need to service loans of this kind of ‘magnitude’! I always thought that we were ordinary, and that we’ll pay off our HDB and our car and that would be it. I know my husband. He is a silent man, and with his kind of character, he’s probably frowning because we do not hold much cash in hand now. Remember, he is Mr Cash-Is-King! If I may honestly say so, he seems to be taking it in much better than I had expected. You know why? Because he is ‘enlightened’. I’m more puzzled by the way I feel. As you know, I’ve never paid much attention to money (in the past, I never put any thought into spending money because I know more is coming). But nowadays, it worries me. Us not having much cash in hand. Should I worry?
我们现在居住的政府组屋贷款已经全部付清， 我和我的家人可以安心的居住，家公、 家婆晚年有一个美美的家可以好好‘享受过晚年’。 不，不要告诉我政府组屋属于建屋发展局。我不想听这个。 我们已经还清了组屋的贷款， 所以组屋是我们的。 让我们快乐地住在我们的家吧！ 老实说，我从来没有听说过有人被建屋发展局强行的被剔出政府组屋， 流落街头。 像我一样吧！不必担心有的没的！
我们的第二间公寓可以在几周拿到钥匙，好也！ 搜索了几个房子出租的网站， 我们的公寓应该可以每月要求2800元的租金。 目前的贷款是每月3,500元，所以3,700元（加价） – 2,500元（降价）= 1,200元。 我们只需要每月掏出1，200元就没事，可以保持原状。 在纸面上，如果我们现在出售公寓， 我们已经在盈利。那很好。
我们的‘老爷车’（已经十岁了呀！）再过几个月就从新获得新生命， 多活五年！万岁！ 未来的五年， 我们仍然有自己的交通工具。 可惜我们现在‘不能’购买那辆丰田的普瑞维亚， 整家还需要挤压在我们Kia轿车内。
我现在租用三个办公室，太疯狂了！我需要好好地想想， 赶快做出一个决定。但， 重点是我任何时间都可以使用办公室。
那为什么我没有鼓舞、 快乐地跳起来？事实上，我真的很担心。令我担心的是： 这些开销、 贷款没有一个是我年轻时所未考虑过需要服务的费用。 年轻时、 成年仍然需要工作时、 甚至我先生成功后，我变成一名全职家庭主妇时， 我从来没有， 连梦想时也从来没有想过我们需要服务这样的贷款。 难道没有别的便宜（最好是不用还钱）方法吗？ 我知道我的先生啦！ 他沉默寡言，他那种性格，他肯定愁眉不展，因为我们手头上没有多少现金。 别忘了， 他可相信‘现金是王’！ 不过老实说，他接受目前的情况似乎比我预料的要好很多。你知道为什么吗？因为他‘开悟’的。反而我对我自己的反应感觉很奇怪。 你们都知道啦，我是一个从来没有过多地关注金钱（过去，我花钱从来没有过大考虑，因为我知道我们会有更多的钱）。 但是现在，这些开销让我担心。 我们手头上没有多少现金。我应该担心吗？
